S.J.Res. 128
FailedA joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".
Latest Action
Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2270-2271)
5/13/2026 • Senate
Summary
This joint resolution reinstates the Consumer Financial Protection Bureau’s (CFPB’s) guidance on unlawful and unenforceable contract terms published in a June 2024 circular. The circular states that consumer financial service providers that include unlawful or unenforceable terms in contracts with consumers (such as a contract that contains an unlawful waiver of the consumer’s right to sue) may be in violation of the Consumer Financial Protection Act's ban on deceptive acts or practices.
The CFPB withdrew this circular on May 12, 2025. This joint resolution disapproves of the rule that withdraws this circular.
Introduced in Senate • 3/17/2026
Topics & Subjects
Congressional Votes (0)
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Related Federal Spending
Sponsor & Cosponsors (1)
Sponsor
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Bill Journey
Originated in the Senate
Introduced
March 17, 2026
Committee Review
April 27, 2026
Floor Debate
May 13, 2026
Passed Chamber
Other Chamber
President
Enacted into Law
Text Versions (2)
Details
Sources and method
· Congress.gov, CRS, USAspending, FEC, LDA · Record updated May 27, 2026
- Congress.govLibrary of CongressStatus, actions, sponsors, cosponsors, committees and textRecord updated May 27, 2026 · Loaded Oct 28, 2026, 1:20 PM ET
- CRS bill summaryCongressional Research Service, via Congress.govOfficial summarySummary of the “Introduced in Senate” version, Mar 17, 2026 · Loaded Oct 28, 2026, 1:20 PM ET
- USAspending.govU.S. Department of the TreasuryRelated Federal Spending section
- FEC filingsFederal Election CommissionFunding & Lobbying section
- Lobbying disclosures (LDA)Secretary of the Senate and Clerk of the HouseFunding & Lobbying section
All sources: Public domain (17 U.S.C. § 105) · Method: Data sources → · Campaign finance →
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Dates shown where the source reports one. “Loaded” is when CIV.IQ last fetched the record.