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S. 978

Referred to Committee

HELPER Act of 2025

Introduced 3/12/2025•119th Congress•Senate

Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

3/12/2025 • Senate

Summary

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025

This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

Introduced in Senate • 3/12/2025

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Topics & Subjects

Congressional Votes (0)

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Related Federal Spending

Sponsor & Cosponsors (28)

Party Breakdown

18
Democrats
10
Republicans
0
Independents

Sponsor

S[
Sen. Moody, Ashley [R-FL]

Republican • FL

Sponsored 3/12/2025

Cosponsors (27)

S[
Sen. Ossoff, Jon [D-GA]

D-GA

Joined 3/12/2025

S[
Sen. Cassidy, Bill [R-LA]

R-LA

Joined 3/12/2025

S[
S[
Sen. Shaheen, Jeanne [D-NH]

D-NH

Joined 3/13/2025

S[
Sen. Gallego, Ruben [D-AZ]

D-AZ

Joined 3/13/2025

Bill Journey

Originated in the Senate

Introduced

March 12, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Committee Review

Floor Debate

Passed Chamber

Other Chamber

President

Enacted into Law

Text Versions (1)

Introduced in Senate3/12/2025

Details

Bill TypeS
Current StatusReferred to Committee
Cosponsors27