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VA Home Loan Awareness Act of 2025 (S. 138)

Referred to Committee
Introduced 1/16/2025•119th Congress•Senate
Congress.gov

Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

1/16/2025 • Senate

Summary

VA Home Loan Awareness Act of 2025

This bill requires mortgage lenders to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003 or Freddie Mac Form 65) a notification that applicants with military service may qualify for a Department of Veterans Affairs Home Loan.

Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.

Introduced in Senate • 1/16/2025

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Topics & Subjects

Policy Area: Housing and Community Development
Congressional oversightDepartment of Veterans AffairsGovernment lending and loan guaranteesGovernment studies and investigationsHousing finance and home ownershipVeterans' loans, housing, homeless programs

Congressional Votes (0)

No recorded votes yet

Roll call votes will appear here as the bill moves through Congress

Related Federal Spending

Sponsor & Cosponsors (27)

Party Breakdown

14
Democrats
12
Republicans
1
Independents

Sponsor

S[
Sen. Sheehy, Tim [R-MT]

Republican • MT

Sponsored 1/16/2025

Cosponsors (26)

S[
Sen. Van Hollen, Chris [D-MD]

D-MD

Joined 1/16/2025

S[
Sen. Cruz, Ted [R-TX]

R-TX

Joined 1/16/2025

S[
Sen. Warnock, Raphael G. [D-GA]

D-GA

Joined 1/16/2025

S[
Sen. Budd, Ted [R-NC]

R-NC

Joined 1/16/2025

S[
Sen. Whitehouse, Sheldon [D-RI]

D-RI

Joined 1/16/2025

S[
Sen. Boozman, John [R-AR]

R-AR

Joined 1/16/2025

Bill Journey

Originated in the Senate

Introduced

January 16, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Committee Review

Floor Debate

Passed Chamber

Other Chamber

President

Enacted into Law

Text Versions (1)

Introduced in Senate1/16/2025
Formatted TextPDFFormatted XML

Related Bills (2)

H.R. 6644

21st Century ROAD to Housing Act

RelatedView bill →

H.R. 2362

VA Home Loan Awareness Act of 2025

RelatedView bill →

Committee

Banking, Housing, and Urban Affairs Committee

Senate

View committee →

Details

Bill TypeS
Current StatusReferred to Committee
Cosponsors26
View on Congress.gov

Sources and method

· Record updated Jul 21, 2026
  • Congress.govLibrary of Congress
    Status, actions, sponsors, cosponsors, committees and text
    Record updated Jul 21, 2026 · Loaded Oct 30, 2026, 4:02 AM ET
  • CRS bill summaryCongressional Research Service, via Congress.gov
    Official summary
    Summary of the “Introduced in Senate” version, Jan 16, 2025 · Loaded Oct 30, 2026, 4:02 AM ET
  • USAspending.govU.S. Department of the Treasury
    Related Federal Spending section
  • FEC filingsFederal Election Commission
    Funding & Lobbying section
  • Lobbying disclosures (LDA)Secretary of the Senate and Clerk of the House
    Funding & Lobbying section

All sources: Public domain (17 U.S.C. § 105) · Method: Data sources → · Campaign finance →

AI-written text on this page is labeled where it appears. It is written from the sources above and is not a source itself. How we analyze data →

Dates shown where the source reports one. “Loaded” is when CIV.IQ last fetched the record.

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