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Main Street Parity Act (H.R. 5763)

Referred to Committee
Introduced 10/14/2025•119th Congress•House

Latest Action

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

1/26/2026 • Senate

Summary

Main Street Parity Act

This bill lessens the financing requirements for certain Small Business Administration loans to small businesses for plant acquisition, construction, conversion, or expansion, including the acquisition of land. Specifically, the bill reduces the amount of equity a borrower must provide by 5% of the total cost for loans for limited or single-purpose properties.

Reported to House • 12/12/2025

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Topics & Subjects

Policy Area: Commerce
Building constructionEconomic developmentGovernment lending and loan guaranteesSmall business

Related Federal Spending

Sponsor & Cosponsors (5)

Party Breakdown

4
Democrats
1
Republicans
0
Independents

Sponsor

R[
Rep. Williams, Roger [R-TX-25]

Republican • TX-25

Sponsored 10/14/2025

Cosponsors (4)

R[
Rep. Simon, Lateefah [D-CA-12]

D-CA-12

Joined 10/14/2025

R[
R[
Rep. Cisneros, Gilbert Ray [D-CA-31]

D-CA-31

Joined 11/17/2025

R[
Rep. Goodlander, Maggie [D-NH-2]

D-NH-2

Joined 11/25/2025

Bill Journey

Originated in the House

Introduced

October 14, 2025

Committee Review

November 18, 2025

Ordered to be Reported by the Yeas and Nays: 27 - 0.

Floor Debate

January 20, 2026

Passed Chamber

January 20, 2026

Other Chamber

President

Enacted into Law

Text Versions (4)

Referred in Senate1/26/2026
Engrossed in House1/20/2026
Reported in House12/12/2025
Introduced in House10/14/2025

Committee Reports (1)

Details

Bill TypeHR
Current StatusReferred to Committee
Cosponsors4

Sources and method

· Record updated Sep 8, 2026
  • Congress.govLibrary of Congress
    Status, actions, sponsors, cosponsors, committees and text
    Record updated Sep 8, 2026 · Loaded Oct 31, 2026, 10:52 PM ET
  • CRS bill summaryCongressional Research Service, via Congress.gov
    Official summary
    Summary of the “Reported to House” version, Dec 12, 2025 · Loaded Oct 31, 2026, 10:52 PM ET
  • House roll-call votesOffice of the Clerk, U.S. House of Representatives
    Roll-call results on this bill
    Latest roll call Jan 20, 2026 · Loaded Oct 31, 2026, 10:52 PM ET
  • USAspending.govU.S. Department of the Treasury
    Related Federal Spending section
  • FEC filingsFederal Election Commission
    Funding & Lobbying section
  • Lobbying disclosures (LDA)Secretary of the Senate and Clerk of the House
    Funding & Lobbying section

All sources: Public domain (17 U.S.C. § 105) · Method: Data sources → · Campaign finance →

AI-written text on this page is labeled where it appears. It is written from the sources above and is not a source itself. How we analyze data →

Dates shown where the source reports one. “Loaded” is when CIV.IQ last fetched the record.