H.R. 4478
Referred to CommitteeTRUST Act of 2025
Latest Action
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
5/13/2026 • Senate
Summary
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
Introduced in House • 7/17/2025
Topics & Subjects
Congressional Votes (0)
No recorded votes yet
Roll call votes will appear here as the bill moves through Congress
Related Federal Spending
Sponsor & Cosponsors (2)
Party Breakdown
Sponsor
Cosponsors (1)
Bill Journey
Originated in the House
Introduced
July 17, 2025
Committee Review
July 22, 2025
Committee Consideration and Mark-up Session Held
Floor Debate
May 12, 2026
Passed Chamber
May 12, 2026
Other Chamber
President
Enacted into Law