Latest Action
Placed on the Union Calendar, Calendar No. 104.
6/4/2025 • House
Summary
Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025
This bill addresses the supervision of financial institutions.
Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years.
The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.
Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.
Reported to House • 6/4/2025
Topics & Subjects
CBO Cost Estimates (1)
Congressional Votes (0)
No recorded votes yet
Roll call votes will appear here as the bill moves through Congress
Related Federal Spending
Sponsor & Cosponsors (2)
Party Breakdown
Sponsor
Cosponsors (1)
Bill Journey
Originated in the House
Introduced
May 14, 2025
Committee Review
May 21, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
Floor Debate
Passed Chamber
Other Chamber
President
Enacted into Law
Text Versions (2)
Committee Reports (1)
Related Bills (1)
Details
Sources and method
· Congress.gov, CRS, CBO, USAspending, FEC, LDA · Record updated Sep 19, 2026
- Congress.govLibrary of CongressStatus, actions, sponsors, cosponsors, committees and textRecord updated Sep 19, 2026 · Loaded Nov 2, 2026, 2:02 AM ET
- CRS bill summaryCongressional Research Service, via Congress.govOfficial summarySummary of the “Reported to House” version, Jun 4, 2025 · Loaded Nov 2, 2026, 2:02 AM ET
- CBO cost estimatesCongressional Budget OfficeCost estimatesLatest estimate Feb 6, 2026 · Loaded Nov 2, 2026, 2:02 AM ET
- USAspending.govU.S. Department of the TreasuryRelated Federal Spending section
- FEC filingsFederal Election CommissionFunding & Lobbying section
- Lobbying disclosures (LDA)Secretary of the Senate and Clerk of the HouseFunding & Lobbying section
All sources: Public domain (17 U.S.C. § 105) · Method: Data sources → · Campaign finance →
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Dates shown where the source reports one. “Loaded” is when CIV.IQ last fetched the record.