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H.R. 258

Referred to Committee

To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.

Introduced 1/9/2025•119th Congress•House
Congress.gov

Latest Action

Referred to the House Committee on Financial Services.

1/9/2025 • House

Summary

This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.

Introduced in House • 1/9/2025

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Topics & Subjects

Policy Area: Finance and Financial Sector
Administrative law and regulatory proceduresConsumer creditGovernment National Mortgage Association (Ginnie Mae)Government corporations and government-sponsored enterprisesHousing finance and home ownershipUser charges and fees

Congressional Votes (0)

No recorded votes yet

Roll call votes will appear here as the bill moves through Congress

Related Federal Spending

Sponsor & Cosponsors (1)

Sponsor

R[
Rep. Bice, Stephanie I. [R-OK-5]

Republican • OK-5

Sponsored 1/9/2025

No cosponsors yet

Cosponsors may be added as the bill moves through Congress

Bill Journey

Originated in the House

Introduced

January 9, 2025

Referred to the House Committee on Financial Services.

Committee Review

Floor Debate

Passed Chamber

Other Chamber

President

Enacted into Law

Text Versions (1)

Introduced in House1/9/2025
Formatted TextPDFFormatted XML

Committee

Financial Services Committee

House

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Details

Bill TypeHR
Current StatusReferred to Committee
Cosponsors0
View on Congress.gov

Sources and method

· Record updated Oct 26, 2026
  • Congress.govLibrary of Congress
    Status, actions, sponsors, cosponsors, committees and text
    Record updated Oct 26, 2026 · Loaded Oct 26, 2026, 6:20 PM ET
  • CRS bill summaryCongressional Research Service, via Congress.gov
    Official summary
    Summary of the “Introduced in House” version, Jan 9, 2025 · Loaded Oct 26, 2026, 6:20 PM ET
  • USAspending.govU.S. Department of the Treasury
    Related Federal Spending section
  • FEC filingsFederal Election Commission
    Funding & Lobbying section
  • Lobbying disclosures (LDA)Secretary of the Senate and Clerk of the House
    Funding & Lobbying section

All sources: Public domain (17 U.S.C. § 105) · Method: Data sources → · Campaign finance →

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