H.R. 1773
Referred to CommitteeConsumer Protection for Medical Debt Collections Act
Latest Action
Referred to the House Committee on Financial Services.
3/23/2023 • House
Summary
Consumer Protection for Medical Debt Collections Act
This bill restricts the inclusion of medical debt on a consumer credit report.
A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.
A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.
Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.
Introduced in House • 3/23/2023
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Bill Journey
Originated in the House
Introduced
March 23, 2023
Referred to the House Committee on Financial Services.
Committee Review
Floor Debate
Passed Chamber
Other Chamber
President
Enacted into Law