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H.R. 3009

Introduced

Improving Language Access in Mortgage Servicing Act of 2021

Introduced 5/7/2021•117th Congress•House

Latest Action

Placed on the Union Calendar, Calendar No. 281.

6/15/2022 • House

Summary

Improving Language Access in Mortgage Servicing Act of 2021

This bill establishes language translation requirements related to residential mortgage applications and servicing.

The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan.

Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available.

The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage.

Reported to House, Part I • 6/15/2022

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Topics & Subjects

Administrative law and regulatory proceduresAdvisory bodiesCongressional oversightConsumer Financial Protection BureauConsumer creditForeign language and bilingual programsGovernment information and archivesGovernment studies and investigationsHousing finance and home ownership

Congressional Votes (0)

No recorded votes yet

Roll call votes will appear here as the bill moves through Congress

Related Federal Spending

Sponsor & Cosponsors (2)

Party Breakdown

2
Democrats
0
Republicans
0
Independents

Sponsor

R[
Rep. Garcia, Sylvia R. [D-TX-29]

Democrat • TX-29

Sponsored 5/7/2021

Cosponsors (1)

R[
Rep. Green, Al [D-TX-9]

D-TX-9

Joined 5/12/2021

Bill Journey

Originated in the House

Introduced

May 7, 2021

Committee Review

May 12, 2021

Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 29 - 24.

Floor Debate

Passed Chamber

Other Chamber

President

Enacted into Law

Text Versions (2)

Reported in House6/15/2022
Introduced in House5/7/2021

Committee Reports (1)

Details

Bill TypeHR
Current StatusIntroduced
Cosponsors1