H.R. 4403
IntroducedStop Debt Collection Abuse Act of 2019
Latest Action
Placed on the Union Calendar, Calendar No. 538.
12/15/2020 • House
Summary
Stop Debt Collection Abuse Act of 2019
This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers.
A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.
A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.
The Government Accountability Office must report on the use of debt collectors by federal, state, and local government agencies.
Reported to House • 12/15/2020
Topics & Subjects
Congressional Votes (0)
No recorded votes yet
Roll call votes will appear here as the bill moves through Congress
Related Federal Spending
Sponsor & Cosponsors (2)
Party Breakdown
Sponsor
Cosponsors (1)
Bill Journey
Originated in the House
Introduced
September 19, 2019
Committee Review
November 13, 2019
Committee Consideration and Mark-up Session Held.
Floor Debate
Passed Chamber
Other Chamber
President
Enacted into Law